service

Risk Transfer

In a rapidly changing market, NGL optimizes your capital for above and beyond insurance placements. Our Risk Transfer solutions are always tailored to current and future needs of our clients, delivered by deep industry insight and the market’s top talent.

Risk Transfer Icon

In a rapidly changing market, NGL optimizes your capital for above and beyond insurance placements.

Our Risk Transfer solutions are always tailored to current and future needs of our clients, delivered by deep industry insight and the market’s top talent.

Commercial Lines

Norman Gabriel Ltd. helps you build a specialized coverage plan designed to protect your business, employees and ownership from unwelcome risks. From our proven track record of partnering with various market leaders, you can rest assured that NGL’s specialized team of experts will have you covered.

Burglary

Protect yourself, and your belongings against any loss or damage resulting from felonious entry to your home or business.

Motor Fleet

We help you avoid the unavoidable risks associated with owning and operating your own fleets.

Contractor’s Liability

NGL ensures contractors are full covered by day, to help them sleep better at night.

Director and Officer’s Liability

Providing protection from personal losses associated in any suit involving you in your capacity as a Director or Officer.

Fidelity Guarantee

Protecting your business from fraud and pecuniary losses.

Goods in Transit

We provide courier and delivery insurance solutions to cover the loss of your goods while en route.

Machinery Breakdown

Enjoy your ride, with the best motor advisory and placement on the market.

Mortgage Indemnity

Protecting you from the risks associated with mortgage lending and any financial instability of your borrowers.

Malpractice Coverage

We protect those who protect us, from liability arising from medical disputes and allegations.

Marine Cargo

Get protection for your goods from loss, damage or theft while travelling in cargo.

Money in Transit

We provide courier and delivery insurance to cover the loss of cash when in route to your financial institution.

Plate Glass

Accidents happen, so when it comes to your businesses fixed glass plates, we got you covered.

Prize Indemnity

Looking to boost your company’s engagement by offering prizes or promotions? Let us share the risk by insuring the value of the reward.

Professional Indemnity

Mistakes happen, so cover your business today with professional liability insurance catering to your industry specific risks.

Property All-Risk

Cover yourself from the known and unknown with a wide-reaching, commercial all-risk policy.

Public/Products Liability

Inflicted damage is never intentional, but we’ll cover you from any legal liability resulting from an incident.

Terrorism and Sabotage

Let us keep you covered in the event of an attack, so you can concentrate on what’s truly important

Workmen’s Compensation

Protect your business and its employees from on the job injury and medical leave.

Private Lines

As individuals, risk goes hand in hand with living, whether it be driving to the grocery store or starting your own business. At NGL, we will work with you to apply risk management principles to your everyday decision-making process. We help minimize your vulnerability, so you can have the freedom to maximize life.

Personal Health

Enjoy your ride, with the best motor advisory and placement on the market.

Personal Health

Guiding you to the perfect plan, tailor made for you and your family’s personalized needs.

Homeowners

Safeguarding your home and belongings, so all you need to worry about are the memories you’ll make there.

Jewellery

Protect your jewellery and heirlooms with all-risk protection, covering you from regular wear and tear up to loss.

Personal Accident

Accidents don’t only happen to clumsy people. Make sure you’re covered in the case of an accidental injury.

Private Craft

It’s smooth sailing, with our private craft advisory and risk placement.

More Services

Risk Advisory


Helping clients understand the risks they face and working with them to minimize such risks, both seen and unseen.

SaaS Solutions


Work with an NGL Developer to create long-term business processes and cloud applications to streamline your insurance placement.

Want to know more?

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