service
Risk Transfer
In a rapidly changing market, NGL optimizes your capital for above and beyond insurance placements. Our Risk Transfer solutions are always tailored to current and future needs of our clients, delivered by deep industry insight and the market’s top talent.
![Risk Transfer Icon](https://ngltt.com/wp-content/uploads/2020/12/NGL_RiskTransfer_01.png)
In a rapidly changing market, NGL optimizes your capital for above and beyond insurance placements.
Our Risk Transfer solutions are always tailored to current and future needs of our clients, delivered by deep industry insight and the market’s top talent.
Commercial Lines
Norman Gabriel Ltd. helps you build a specialized coverage plan designed to protect your business, employees and ownership from unwelcome risks. From our proven track record of partnering with various market leaders, you can rest assured that NGL’s specialized team of experts will have you covered.
Burglary
Protect yourself, and your belongings against any loss or damage resulting from felonious entry to your home or business.
Motor Fleet
We help you avoid the unavoidable risks associated with owning and operating your own fleets.
Contractor’s Liability
NGL ensures contractors are full covered by day, to help them sleep better at night.
Director and Officer’s Liability
Providing protection from personal losses associated in any suit involving you in your capacity as a Director or Officer.
Fidelity Guarantee
Protecting your business from fraud and pecuniary losses.
Goods in Transit
We provide courier and delivery insurance solutions to cover the loss of your goods while en route.
Machinery Breakdown
Enjoy your ride, with the best motor advisory and placement on the market.
Mortgage Indemnity
Protecting you from the risks associated with mortgage lending and any financial instability of your borrowers.
Malpractice Coverage
We protect those who protect us, from liability arising from medical disputes and allegations.
Marine Cargo
Get protection for your goods from loss, damage or theft while travelling in cargo.
Money in Transit
We provide courier and delivery insurance to cover the loss of cash when in route to your financial institution.
Plate Glass
Accidents happen, so when it comes to your businesses fixed glass plates, we got you covered.
Prize Indemnity
Looking to boost your company’s engagement by offering prizes or promotions? Let us share the risk by insuring the value of the reward.
Professional Indemnity
Mistakes happen, so cover your business today with professional liability insurance catering to your industry specific risks.
Property All-Risk
Cover yourself from the known and unknown with a wide-reaching, commercial all-risk policy.
Public/Products Liability
Inflicted damage is never intentional, but we’ll cover you from any legal liability resulting from an incident.
Terrorism and Sabotage
Let us keep you covered in the event of an attack, so you can concentrate on what’s truly important
Workmen’s Compensation
Protect your business and its employees from on the job injury and medical leave.
Private Lines
As individuals, risk goes hand in hand with living, whether it be driving to the grocery store or starting your own business. At NGL, we will work with you to apply risk management principles to your everyday decision-making process. We help minimize your vulnerability, so you can have the freedom to maximize life.
Personal Health
Enjoy your ride, with the best motor advisory and placement on the market.
Personal Health
Guiding you to the perfect plan, tailor made for you and your family’s personalized needs.
Homeowners
Safeguarding your home and belongings, so all you need to worry about are the memories you’ll make there.
Jewellery
Protect your jewellery and heirlooms with all-risk protection, covering you from regular wear and tear up to loss.
Personal Accident
Accidents don’t only happen to clumsy people. Make sure you’re covered in the case of an accidental injury.
Private Craft
It’s smooth sailing, with our private craft advisory and risk placement.